Approval Program For Newcomers
Rent-to-Own Vehicles for All Credit Situations. No Canadian Credit History Required

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About Momentum Auto Credit
We Are Your trusted partner in vehicle financing
At Momentum Auto Credit, we’re committed to making car ownership accessible for everyone —
Our goal is to offer flexible car credit and financing solutions, including rent-to-own programs, designed to fit your budget and help you build or rebuild your credit with confidence.
Accessible to everyone — including new immigrants, low-income families, and individuals with all types of credit backgrounds.
Our team is here to make the process easy, transparent, and stress-free.
Car Financement solutions adapted to every budget
We specialize in getting you approved for your next car
Your goals drive us.
— from finding the right vehicle to securing financing that fits your lifestyle. We want you to drive away with confidence, peace of mind, and a financement plan that truly works for you.

Available Financing Options
We Offer Quality Financement and Budget-Friendly Options
3 rules to our successful rating in customer satisfaction
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Providing comprehensive and flexible financing options tailored to your budget and credit situation.
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Our mission is to make car ownership simple — by helping you find the right vehicle with a payment plan designed around your needs.
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A team focus on assisting you in achieving your transportation goals by offering quality vehicles and transparent financing options that enhance your peace of mind and drive your dreams forward.

New to Canada? We're Here to Help!
Are you new to Canada?
No problem!
We make car ownership possible with our Special programs for new immigrants and residents.
Credit Building
Improve your credit with every payment.
Building your credit history is essential, and we are here to support you with affordable payment plans that contribute to establishing a positive credit record. Vehicle financement for new immigrants, low income families, and all credit situations.
We must be good at what we do with a 94% Approval Rate for New Immigrants.
Ready to get started? Get in touch with us today!

Flexible Financing Options
First Time Credit
Build your credit history with an affordable payment plan and the perfect solution to help you get started with building your credit history.
Second Chance Credit
We understand past credit challenges and offer solutions to help you get back on track. Our focus is on providing second chance credit options that fit your needs and budget.
Third Chance Credit
Multiple credit challenges? We still have solutions. We understand past credit challenges and offer solutions to help you get back on track with our third chance credit options that fit your needs and budget.

Why Choose Momentum Auto Credit?
We Offer Flexible Terms Credit Solutions
Customers reviews
Client Reviews
Our clients' satisfaction is our priority. Discover how we have helped individuals from various credit backgrounds achieve their car ownership goals and provided reliable support throughout their journey.
