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Privacy Policy

Momentum Auto Credit

Effective Date: October 6 2025

Momentum Auto Credit (“we,” “our,” or “us”) values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and protect the data you share with us — whether online, by phone, or in person.

 

1. Information We Collect

We may collect the following information when you interact with us:

  • Personal details: name, address, phone number, email.

  • Financial information: income, employment details, credit history (for financing applications).

  • Vehicle information: trade-in details, purchase preferences, ownership records.

  • Technical data: browser type, IP address, and interactions on our website (for analytics).

 

We collect this information only as needed to provide financing services, vehicle purchases, and customer support.

 

2. How We Use Your Information

We use your information to:

  • Process applications for vehicle financing or purchases.

  • Verify your identity and assess eligibility for credit.

  • Communicate updates, approvals, or offers related to your application.

  • Improve our website, services, and customer experience.

  • Comply with legal or regulatory obligations.

 

We do not sell, rent, or trade your personal information.

 

3. Sharing of Information

We may share limited information with:

  • Lending partners or financial institutions (for credit approval).

  • Service providers (e.g., IT support, secure data storage).

  • Government agencies or regulators where required by law.

 

All partners are required to handle your information securely and use it only for legitimate business purposes.

 

4. Data Security

Your privacy is our priority.
We use industry-standard encryption, secure servers, and restricted access to protect your data from unauthorized use, loss, or disclosure.

 

5. Your Rights and Choices

You may:

  • Request access to the personal information we hold about you.

  • Ask to correct or update inaccurate information.

  • Withdraw consent to receive marketing communications.

 

To exercise these rights, contact us at info@momentumautocredit.com.

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6. Cookies and Website Tracking

Our website may use cookies or analytics tools to improve your browsing experience. You can adjust cookie preferences in your browser settings at any time.

 

7. Retention of Information

We retain your information only as long as necessary to fulfill our services or comply with legal obligations.

 

8. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact:

 

momentumautocredit@gmail.com

2900 Ch. Gascon, Terrebonne, QC J6X 4H6

(514) 581-7111

 

9. Policy Updates

We may update this policy periodically to reflect legal or operational changes. The latest version will always be available on our website.

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Last Update: October 6 2025

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